INFLAPROinflation protected pension/RD/loan Monthly Income Scheme

• calculator how-to
• standard calcuations
• setinflation constant (privileged users only)
• FDcalculator
• Notes on Regn

Here is a calculator to calculate returns at inflated percentage at 1.1 times the increase as compared to the previous year for the fixed deposit.

• calculator how-to

  1. Select the scheme FD say Inflated Fixed deposit Scheme
  2. Select the percent return per annum say 10%
  3. Select the years (0 for 1 to 11 months)
  4. Select the additional months in the terms if not full year
  5. Enter the amount
  6. Click submit

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• standard calcuations

  • inflation @ 6% per year

  • pension at Rs.100000 deposit @8%pa 25years (immediate,with ROP)
  • pension at Rs.100000 deposit @8%pa 25years (immediate,without ROP)
  • RD at Rs.100000 maturity @10%pa 10years
  • repayment of loan of Rs.100000 @14%pa 10years
  • Fixdep at Rs.100000 deposit @8.25%pa 5years Qrly compounded

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• setinflation constant (privileged users only)

  Select inflation constant per year (1.06) (care! -ve values for deflation)
  -----------10% inflation const 0.9 -9.9% inflation const 0.901 -9.8% inflation const 0.902 -9.75% inflation const 0.9025 -9.7% inflation const 0.903 -9.6% inflation const 0.904 -9.5% inflation const 0.905 -9.4% inflation const 0.906 -9.3% inflation const 0.907 -9.25% inflation const 0.9075 -9.2% inflation const 0.908 -9.1% inflation const 0.909 -----------9% inflation const 0.91 -8.9% inflation const 0.911 -8.8% inflation const 0.912 -8.75% inflation const 0.9125 -8.7% inflation const 0.913 -8.6% inflation const 0.914 -8.5% inflation const 0.915 -8.4% inflation const 0.916 -8.3% inflation const 0.917 -8.25% inflation const 0.9175 -8.2% inflation const 0.918 -8.1% inflation const 0.919 -----------8% inflation const 0.92 -7.9% inflation const 0.921 -7.8% inflation const 0.922 -7.75% inflation const 0.9225 -7.7% inflation const 0.923 -7.6% inflation const 0.924 -7.5% inflation const 0.925 -7.4% inflation const 0.926 -7.3% inflation const 0.927 -7.25% inflation const 0.9275 -7.2% inflation const 0.928 -7.1% inflation const 0.929 -----------7% inflation const 0.93 -6.9% inflation const 0.931 -6.8% inflation const 0.932 -6.75% inflation const 0.9325 -6.7% inflation const 0.933 -6.6% inflation const 0.934 -6.5% inflation const 0.935 -6.4% inflation const 0.936 -6.3% inflation const 0.937 -6.25% inflation const 0.9375 -6.2% inflation const 0.938 -6.1% inflation const 0.939 -----------6% inflation const 0.94 -5.9% inflation const 0.941 -5.8% inflation const 0.942 -5.75% inflation const 0.9425 -5.7% inflation const 0.943 -5.6% inflation const 0.944 -5.5% inflation const 0.945 -5.4% inflation const 0.946 -5.3% inflation const 0.947 -5.25% inflation const 0.9475 -5.2% inflation const 0.948 -5.1% inflation const 0.949 -----------5% inflation const 0.95 -4.9% inflation const 0.951 -4.8% inflation const 0.952 -4.75% inflation const 0.9525 -4.7% inflation const 0.953 -4.6% inflation const 0.954 -4.5% inflation const 0.955 -4.4% inflation const 0.956 -4.3% inflation const 0.957 -4.25% inflation const 0.9575 -4.2% inflation const 0.958 -4.1% inflation const 0.959 -----------4% inflation const 0.96 -3.9% inflation const 0.961 -3.8% inflation const 0.962 -3.75% inflation const 0.9625 -3.7% inflation const 0.963 -3.6% inflation const 0.964 -3.5% inflation const 0.965 -3.4% inflation const 0.966 -3.3% inflation const 0.967 -3.25% inflation const 0.9675 -3.2% inflation const 0.968 -3.1% inflation const 0.969 -----------3% inflation const 0.97 -2.9% inflation const 0.971 -2.8% inflation const 0.972 -2.75% inflation const 0.9725 -2.7% inflation const 0.973 -2.6% inflation const 0.974 -2.5% inflation const 0.975 -2.4% inflation const 0.976 -2.3% inflation const 0.977 -2.25% inflation const 0.9775 -2.2% inflation const 0.978 -2.1% inflation const 0.979 -----------2% inflation const 0.98 -1.9% inflation const 0.981 -1.8% inflation const 0.982 -1.75% inflation const 0.9825 -1.7% inflation const 0.983 -1.6% inflation const 0.984 -1.5% inflation const 0.985 -1.4% inflation const 0.986 -1.3% inflation const 0.987 -1.25% inflation const 0.9875 -1.2% inflation const 0.988 -1.1% inflation const 0.989 -----------1% inflation const 0.99 -0.9% inflation const 0.991 -0.8% inflation const 0.992 -0.75% inflation const 0.9925 -0.7% inflation const 0.993 -0.6% inflation const 0.994 -0.5% inflation const 0.995 -0.4% inflation const 0.996 -0.3% inflation const 0.997 -0.25% inflation const 0.9975 -0.2% inflation const 0.998 -0.1% inflation const 0.999 0% inflation const 1.00 0.1% inflation const 1.001 0.2% inflation const 1.002 0.25% inflation const 1.0025 0.3% inflation const 1.003 0.4% inflation const 1.004 0.5% inflation const 1.005 0.6% inflation const 1.006 0.7% inflation const 1.007 0.75% inflation const 1.0075 0.8% inflation const 1.008 0.9% inflation const 1.009 ----------1% inflation const 1.01 1.1% inflation const 1.011 1.2% inflation const 1.012 1.25% inflation const 1.0125 1.3% inflation const 1.013 1.4% inflation const 1.014 1.5% inflation const 1.015 1.6% inflation const 1.016 1.7% inflation const 1.017 1.75% inflation const 1.0175 1.8% inflation const 1.018 1.9% inflation const 1.019 ----------2% inflation const 1.02 2.1% inflation const 1.021 2.2% inflation const 1.022 2.25% inflation const 1.0225 2.3% inflation const 1.023 2.4% inflation const 1.024 2.5% inflation const 1.025 2.6% inflation const 1.026 2.7% inflation const 1.027 2.75% inflation const 1.0275 2.8% inflation const 1.028 2.9% inflation const 1.029 ----------3% inflation const 1.03 3.1% inflation const 1.031 3.2% inflation const 1.032 3.25% inflation const 1.0325 3.3% inflation const 1.033 3.4% inflation const 1.034 3.5% inflation const 1.035 3.6% inflation const 1.036 3.7% inflation const 1.037 3.75% inflation const 1.0375 3.8% inflation const 1.038 3.9% inflation const 1.039 ----------4% inflation const 1.04 4.1% inflation const 1.041 4.2% inflation const 1.042 4.25% inflation const 1.0425 4.3% inflation const 1.043 4.4% inflation const 1.044 4.5% inflation const 1.045 4.6% inflation const 1.046 4.7% inflation const 1.047 4.75% inflation const 1.0475 4.8% inflation const 1.048 4.9% inflation const 1.049 ----------5% inflation const 1.05 5.1% inflation const 1.051 5.2% inflation const 1.052 5.25% inflation const 1.0525 5.3% inflation const 1.053 5.4% inflation const 1.054 5.5% inflation const 1.055 5.6% inflation const 1.056 5.7% inflation const 1.057 5.75% inflation const 1.0575 5.8% inflation const 1.058 5.9% inflation const 1.059 ----------6% inflation const 1.06 6.1% inflation const 1.061 6.2% inflation const 1.062 6.25% inflation const 1.0625 6.3% inflation const 1.063 6.4% inflation const 1.064 6.5% inflation const 1.065 6.6% inflation const 1.066 6.7% inflation const 1.067 6.75% inflation const 1.0675 6.8% inflation const 1.068 6.9% inflation const 1.069 ----------7% inflation const 1.07 7.1% inflation const 1.071 7.2% inflation const 1.072 7.25% inflation const 1.0725 7.3% inflation const 1.073 7.4% inflation const 1.074 7.5% inflation const 1.075 7.6% inflation const 1.076 7.7% inflation const 1.077 7.75% inflation const 1.0775 7.8% inflation const 1.078 7.9% inflation const 1.079 ----------8% inflation const 1.08 8.1% inflation const 1.081 8.2% inflation const 1.082 8.25% inflation const 1.0825 8.3% inflation const 1.083 8.4% inflation const 1.084 8.5% inflation const 1.085 8.6% inflation const 1.086 8.7% inflation const 1.087 8.75% inflation const 1.0875 8.8% inflation const 1.088 8.9% inflation const 1.089 ----------9% inflation const 1.09 9.1% inflation const 1.091 9.2% inflation const 1.092 9.25% inflation const 1.0925 9.3% inflation const 1.093 9.4% inflation const 1.094 9.5% inflation const 1.095 9.6% inflation const 1.096 9.7% inflation const 1.097 9.75% inflation const 1.0975 9.8% inflation const 1.098 9.9% inflation const 1.099 ----------10% inflation const 1.1 10.1% inflation const 1.101 10.2% inflation const 1.102 10.25% inflation const 1.1025 10.3% inflation const 1.103 10.4% inflation const 1.104 10.5% inflation const 1.105 10.6% inflation const 1.106 10.7% inflation const 1.107 10.75% inflation const 1.1075 10.8% inflation const 1.108 10.9% inflation const 1.109
  
  
  

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• FDcalculator

  Select Scheme:    

  • Pension
  • RD
  • Loan
  • FixDep

  
  Selected inflation constant (care! -ve values for deflation)
  6% const 1.06
  
  Select Interest % per annum
  select pc 06.00 % pa 06.25 % pa 06.50 % pa 06.75 % pa ----------07.00 % pa 07.25 % pa 07.50 % pa 07.75 % pa ----------08.00 % pa 08.25 % pa 08.50 % pa 08.75 % pa ----------09.00 % pa 09.25 % pa 09.50 % pa 09.75 % pa ----------10.00 % pa 10.25 % pa 10.50 % pa 10.75 % pa ----------11.00 % pa 11.25 % pa 11.50 % pa 11.75 % pa ----------12.00 % pa 12.25 % pa 12.50 % pa 12.75 % pa ----------13.00 % pa 13.25 % pa 13.50 % pa 13.75 % pa ----------14.00 % pa 14.25 % pa 14.50 % pa 14.75 % pa ----------15.00 % pa 15.25 % pa 15.50 % pa 15.75 % pa ----------16.00 % pa 16.25 % pa 16.50 % pa 16.75 % pa ----------17.00 % pa 17.25 % pa 17.50 % pa 17.75 % pa ----------18.00 % pa 18.25 % pa 18.50 % pa 18.75 % pa ----------19.00 % pa 19.25 % pa 19.50 % pa 19.75 % pa ----------20.00 % pa Other(say 8.333):  
  

  Select mode of compounding interest & payment option:
  Yrly    HalfYrly    Qrly    Monthly Fortnightly    Weekly   
  

  
  DESIRED BREAK EVEN TERMS
  Select time period
  select yrs0 year1 year2 years3 years4 years5 years6 years7 years8 years9 years10 years11 years12 years13 years14 years15 years16 years17 years18 years19 years20 years21 years22 years23 years24 years25 years26 years27 years28 years29 years30 years31 years32 years33 years34 years35 years36 years37 years38 years39 years40 years41 years42 years43 years44 years45 years46 years47 years48 years49 years50 years51 years52 years53 years54 years55 years56 years57 years58 years59 years60 years61 years62 years63 years64 years65 years66 years67 years68 years69 years70 years71 years72 years73 years74 years75 years76 years77 years78 years79 years80 years81 years82 years83 years84 years85 years86 years87 years88 years89 years90 years91 years92 years93 years94 years95 years96 years97 years98 years99 years100 years years select addl months0 month1 month2 months3 months4 months5 months6 months7 months8 months9 months10 months11 months months select addl weeks0 week1 week2 weeks3 weeks4 weeks5 weeks6 weeks7 weeks8 weeks9 weeks10 weeks11 weeks12 weeks13 weeks14 weeks15 weeks16 weeks17 weeks18 weeks19 weeks20 weeks21 weeks22 weeks23 weeks24 weeks25 weeks26 weeks27 weeks28 weeks29 weeks30 weeks31 weeks32 weeks33 weeks34 weeks35 weeks36 weeks37 weeks38 weeks39 weeks40 weeks41 weeks42 weeks43 weeks44 weeks45 weeks46 weeks47 weeks48 weeks49 weeks50 weeks51 weeks weeks
  
  

  MORATORIUM (zero return periods)
  select yrs0 year1 year2 years3 years4 years5 years6 years7 years8 years9 years10 years11 years12 years13 years14 years15 years16 years17 years18 years19 years20 years years select addl months0 month1 month2 months3 months4 months5 months6 months7 months8 months9 months10 months11 months months
  
  

  Select option for Return of Purchase Price
  

  annuity with ROP

  annuity without ROP

  Select option for pension with immediate effect
  

  annuity IMMEDIATE

  annuity END OF Y/H/Q/M

  Select option for further pension on vesting date
  

  Full pension as last WITH ROP

  Half that of last pension WITH ROP

  default/EMI percentage WITH ROP

  half default/EMI percentage WITH ROP

  Further NIL pension without ROP

  
  

  help calculate RD interest when other parameters known

  RD instalment amount
  
  OR

  Enter the principal amount (in Rs.)
  Rs.  
  abc
  

  ---

  Actual term for FDs

  check for term default same as above

  FD start date mm-dd-yyyy
  

  FD Maturity date
  

  Select time period
  select yrs0 year1 year2 years3 years4 years5 years6 years7 years8 years9 years10 years11 years12 years13 years14 years15 years16 years17 years18 years19 years20 years21 years22 years23 years24 years25 years26 years27 years28 years29 years30 years31 years32 years33 years34 years35 years36 years37 years38 years39 years40 years41 years42 years43 years44 years45 years46 years47 years48 years49 years50 years51 years52 years53 years54 years55 years56 years57 years58 years59 years60 years61 years62 years63 years64 years65 years66 years67 years68 years69 years70 years71 years72 years73 years74 years75 years76 years77 years78 years79 years80 years81 years82 years83 years84 years85 years86 years87 years88 years89 years90 years91 years92 years93 years94 years95 years96 years97 years98 years99 years100 years
  select addl monthss0 month1 month2 months3 months4 months5 months6 months7 months8 months9 months10 months11 months12 months13 months14 months15 months16 months17 months18 months19 months20 months21 months22 months23 months24 months25 months26 months27 months28 months29 months30 months31 months32 months33 months34 months35 months36 months37 months38 months39 months40 months41 months42 months43 months44 months45 months46 months47 months48 months49 months50 months51 months52 months53 months54 months55 months56 months57 months58 months59 months60 months61 months62 months63 months64 months65 months66 months67 months68 months69 months70 months71 months72 months73 months74 months75 months76 months77 months78 months79 months80 months81 months82 months83 months84 months85 months86 months87 months88 months89 months90 months91 months92 months93 months94 months95 months96 months97 months98 months99 months100 months101 months102 months103 months104 months105 months106 months107 months108 months109 months110 months111 months112 months113 months114 months115 months116 months117 months118 months119 months120 months121 months122 months123 months124 months125 months126 months127 months128 months129 months130 months131 months132 months133 months134 months135 months136 months137 months138 months139 months140 months141 months142 months143 months144 months145 months146 months147 months148 months149 months150 months151 months152 months153 months154 months155 months156 months157 months158 months159 months160 months161 months162 months163 months164 months165 months166 months167 months168 months169 months170 months171 months172 months173 months174 months175 months176 months177 months178 months179 months180 months181 months182 months183 months184 months185 months186 months187 months188 months189 months190 months191 months192 months193 months194 months195 months196 months197 months198 months199 months200 months201 months202 months203 months204 months205 months206 months207 months208 months209 months210 months211 months212 months213 months214 months215 months216 months217 months218 months219 months220 months221 months222 months223 months224 months225 months226 months227 months228 months229 months230 months231 months232 months233 months234 months235 months236 months237 months238 months239 months240 months
  select addl weeks0 day1 day2 days3 days4 days5 days6 days7 days8 days9 days10 days11 days12 days13 days14 days15 days16 days17 days18 days19 days20 days21 days22 days23 days24 days25 days26 days27 days28 days29 days30 days31 days32 days33 days34 days35 days36 days37 days38 days39 days40 days41 days42 days43 days44 days45 days46 days47 days48 days49 days50 days51 days52 days53 days54 days55 days56 days57 days58 days59 days60 days61 days62 days63 days64 days65 days66 days67 days68 days69 days70 days71 days72 days73 days74 days75 days76 days77 days78 days79 days80 days81 days82 days83 days84 days85 days86 days87 days88 days89 days90 days91 days92 days93 days94 days95 days96 days97 days98 days99 days100 days101 days102 days103 days104 days105 days106 days107 days108 days109 days110 days111 days112 days113 days114 days115 days116 days117 days118 days119 days120 days121 days122 days123 days124 days125 days126 days127 days128 days129 days130 days131 days132 days133 days134 days135 days136 days137 days138 days139 days140 days141 days142 days143 days144 days145 days146 days147 days148 days149 days150 days151 days152 days153 days154 days155 days156 days157 days158 days159 days160 days161 days162 days163 days164 days165 days166 days167 days168 days169 days170 days171 days172 days173 days174 days175 days176 days177 days178 days179 days180 days181 days182 days183 days184 days185 days186 days187 days188 days189 days190 days191 days192 days193 days194 days195 days196 days197 days198 days199 days200 days201 days202 days203 days204 days205 days206 days207 days208 days209 days210 days211 days212 days213 days214 days215 days216 days217 days218 days219 days220 days221 days222 days223 days224 days225 days226 days227 days228 days229 days230 days231 days232 days233 days234 days235 days236 days237 days238 days239 days240 days241 days242 days243 days244 days245 days246 days247 days248 days249 days250 days251 days252 days253 days254 days255 days256 days257 days258 days259 days260 days261 days262 days263 days264 days265 days266 days267 days268 days269 days270 days271 days272 days273 days274 days275 days276 days277 days278 days279 days280 days281 days282 days283 days284 days285 days286 days287 days288 days289 days290 days291 days292 days293 days294 days295 days296 days297 days298 days299 days300 days301 days302 days303 days304 days305 days306 days307 days308 days309 days310 days311 days312 days313 days314 days315 days316 days317 days318 days319 days320 days321 days322 days323 days324 days325 days326 days327 days328 days329 days330 days331 days332 days333 days334 days335 days336 days337 days338 days339 days340 days341 days342 days343 days344 days345 days346 days347 days348 days349 days350 days351 days352 days353 days354 days355 days356 days357 days358 days359 days360 days361 days362 days363 days364 days365 days366 days367 days368 days369 days370 days371 days372 days373 days374 days375 days376 days377 days378 days379 days380 days381 days382 days383 days384 days385 days386 days387 days388 days389 days390 days391 days392 days393 days394 days395 days396 days397 days398 days399 days400 days401 days402 days403 days404 days405 days406 days407 days408 days409 days410 days411 days412 days413 days414 days415 days416 days417 days418 days419 days420 days421 days422 days423 days424 days425 days426 days427 days428 days429 days430 days431 days432 days433 days434 days435 days436 days437 days438 days439 days440 days441 days442 days443 days444 days445 days446 days447 days448 days449 days450 days451 days452 days453 days454 days455 days456 days457 days458 days459 days460 days461 days462 days463 days464 days465 days466 days467 days468 days469 days470 days471 days472 days473 days474 days475 days476 days477 days478 days479 days480 days481 days482 days483 days484 days485 days486 days487 days488 days489 days490 days491 days492 days493 days494 days495 days496 days497 days498 days499 days500 days501 days502 days503 days504 days505 days506 days507 days508 days509 days510 days511 days512 days513 days514 days515 days516 days517 days518 days519 days520 days521 days522 days523 days524 days525 days526 days527 days528 days529 days530 days531 days532 days533 days534 days535 days536 days537 days538 days539 days540 days541 days542 days543 days544 days545 days546 days547 days548 days549 days550 days551 days552 days553 days554 days555 days556 days557 days558 days559 days560 days561 days562 days563 days564 days565 days566 days567 days568 days569 days570 days571 days572 days573 days574 days575 days576 days577 days578 days579 days580 days581 days582 days583 days584 days585 days586 days587 days588 days589 days590 days591 days592 days593 days594 days595 days596 days597 days598 days599 days600 days601 days602 days603 days604 days605 days606 days607 days608 days609 days610 days611 days612 days613 days614 days615 days616 days617 days618 days619 days620 days621 days622 days623 days624 days625 days626 days627 days628 days629 days630 days631 days632 days633 days634 days635 days636 days637 days638 days639 days640 days641 days642 days643 days644 days645 days646 days647 days648 days649 days650 days651 days652 days653 days654 days655 days656 days657 days658 days659 days660 days661 days662 days663 days664 days665 days666 days667 days668 days669 days670 days671 days672 days673 days674 days675 days676 days677 days678 days679 days680 days681 days682 days683 days684 days685 days686 days687 days688 days689 days690 days691 days692 days693 days694 days695 days696 days697 days698 days699 days700 days701 days702 days703 days704 days705 days706 days707 days708 days709 days710 days711 days712 days713 days714 days715 days716 days717 days718 days719 days720 days721 days722 days723 days724 days725 days726 days727 days728 days729 days730 days731 days732 days733 days734 days735 days736 days737 days738 days739 days740 days741 days742 days743 days744 days745 days746 days747 days748 days749 days750 days751 days752 days753 days754 days755 days756 days757 days758 days759 days760 days761 days762 days763 days764 days765 days766 days767 days768 days769 days770 days771 days772 days773 days774 days775 days776 days777 days778 days779 days780 days781 days782 days783 days784 days785 days786 days787 days788 days789 days790 days791 days792 days793 days794 days795 days796 days797 days798 days799 days800 days801 days802 days803 days804 days805 days806 days807 days808 days809 days810 days811 days812 days813 days814 days815 days816 days817 days818 days819 days820 days821 days822 days823 days824 days825 days826 days827 days828 days829 days830 days831 days832 days833 days834 days835 days836 days837 days838 days839 days840 days841 days842 days843 days844 days845 days846 days847 days848 days849 days850 days851 days852 days853 days854 days855 days856 days857 days858 days859 days860 days861 days862 days863 days864 days865 days866 days867 days868 days869 days870 days871 days872 days873 days874 days875 days876 days877 days878 days879 days880 days881 days882 days883 days884 days885 days886 days887 days888 days889 days890 days891 days892 days893 days894 days895 days896 days897 days898 days899 days900 days901 days902 days903 days904 days905 days906 days907 days908 days909 days910 days911 days912 days913 days914 days915 days916 days917 days918 days919 days920 days921 days922 days923 days924 days925 days926 days927 days928 days929 days930 days931 days932 days933 days934 days935 days936 days937 days938 days939 days940 days941 days942 days943 days944 days945 days946 days947 days948 days949 days950 days951 days952 days953 days954 days955 days956 days957 days958 days959 days960 days961 days962 days963 days964 days965 days966 days967 days968 days969 days970 days971 days972 days973 days974 days975 days976 days977 days978 days979 days980 days981 days982 days983 days984 days985 days986 days987 days988 days989 days990 days991 days992 days993 days994 days995 days996 days997 days998 days999 days
  select addl weeks0 week1 week2 weeks3 weeks4 weeks5 weeks6 weeks7 weeks8 weeks9 weeks10 weeks11 weeks12 weeks13 weeks14 weeks15 weeks16 weeks17 weeks18 weeks19 weeks20 weeks21 weeks22 weeks23 weeks24 weeks25 weeks26 weeks27 weeks28 weeks29 weeks30 weeks31 weeks32 weeks33 weeks34 weeks35 weeks36 weeks37 weeks38 weeks39 weeks40 weeks41 weeks42 weeks43 weeks44 weeks45 weeks46 weeks47 weeks48 weeks49 weeks50 weeks51 weeks

  
  

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• Notes on Regn

  Registered users can use the calculator generally for a maximum of 3 schemes

  of your choice

  Standard calculations at 6% inflation per year alao do require a password
  However other inflation percentages usage will be counted

  Registered members can use their previously selcted scheme terms for unlimited number of hits
  

  You are welcome to have more than one email id to have calculation to more number of schemes

  View statistics for usage of number of schemes
  and their hits.

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